The English courts have a great deal of flexibility to STOP automatic home repossesions after mortgage payment default, they try hard to keep people in their homes and get finance running again. In Scotland, in keeping with feudalistic behaviour, the usual outcome is 'git oot on yir ear jimmy'.

Now the Scottish 'parliament' is to try and play 'good cop', giving people more time, I'll believe it when I see it. Remember the Labour pledge to stop the barbaric stripping of assets for debt collection?

These Labour MSPs and their party stand for right wing soul crushing policy, there's nothing humane about them.